Life Insurance

Life Insurance

41% of Americans don’t have life insurance (Over 90 million people)! And those that do, are, on average, under insured. Learn more about what insurance best fits you and all the reasons on why you need it.

Annuities

Does an annuity work for you?

· Guaranteed principal

· Death benefit

· Offers tax deferred retirement income

· Can be structured to give you income for the rest of your life

Debt Settlement

Debt Settlement

If you maxed out your credit cards, and are getting deeper in debt chances are you’re stressed out – maybe debt settlement can help.

LONG TERM CARE

Long Term Care

$205 per day or $6,235 per month for a semi-private room in a nursing home. $229 per day or $6,965 per month for a private room in a nursing home. $3,293 per month for care in an assisted living facility. Are you ready for that?

ABOUT US

What can we do for you?

Trust Your Financial Guys for Your Financial Buys. Whatever financial planning you need, we’re here for you. Why? Because… we’re YOUR Financial Guys.

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Dollars In Death Benefits Sold

FACTS WE HAVE

The average American household carries a debt of $203,163 for financial baggage such as mortgages, balances and student loan debt, according to an analysis in April of last year. What’s more harrowing is that this figure doesn’t account for other debts, such as auto loans and personal loans that further weigh down individuals.

  • money.usnews.com / 2014

How can we manage this situation and still worry about planning for financial growth and security?

KEY STEPS IN LIBERATING YOURSELF FROM FINANCIAL GRIEF

  • Talk to consultant
  • Layout your needs and wants
  • Mitigate losses by prioritizing debts
  • Prepare for financial surprises
  • Live below your means not within your means
  • Don’t just save. Save intelligently so that your savings work for you

ECONOMIC FACTS RELEVANT TO YOU

  • 46.7 Million people in the US living in poverty – census.gov
  • 62% Americans have less than 1k in savings – Google Consumer Survey
  • 63 Million don’t even have a savings account – Google Consumer Survey
  • 29 Million Americans remain uninsured today – time.com

Meet Our Team

(Click anywhere to view all of Your Financial Guys)

Jorge Pelayo

Cindy Cobos

Fred & Christy Terris

Brittany Pelaez

Testimonials

Your Financial Guys is Here.

Contact Us now to see how we can help.

CONTACT

PHP Agency, Inc. is a life insurance sales and marketing organization with a two part vision: change the culture and diversity of the insurance industry and build the world’s largest insurance sales, marketing & distribution company in history. PHP is headquartered in Dallas, TX and its agents serve clients from their offices located across the US.